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Online Banking Services

Eliminate trips to the bank—bring the bank to you! Merchants & Farmers Bank provides you with an easy and convenient way to manage your money and allows you to safely and securely conduct your banking transactions on your personal computer or iPad without leaving the comfort of your home.

Online Banking

  • Check balances
  • Review daily transactions
  • Transfer funds between MFB accounts
  • Set up/manage account alerts
  • and more...

Bill Pay

Bill Pay is the fast, easy and secure way to pay your bills online.  It's like having a personal assistant! Try it once and you'll never want to write another check again.  With our free, Online Bill Pay you can pay all your bills with the click of a button.  Save time and money—get started today!

  • Set up and store payees
  • Schedule single, recurring or future-dated payments
  • Check your pending payments
  • View payment history
  • Set up payment alerts
  • Sign up for e-bills
  • Track expenses
  • View our Get Started Guide

Mobile Banking

Bank anytime, anywhere on the go with quick and easy access to your account information.  With Mobile Banking, you can conveniently and securely manage your finances on your iPhone, iPad or Android device—all you need is a mobile device with browsing capabilities and you’re good to go!

  • Check balances
  • Deposit a check (must be endorsed 'For Mobile Deposit Only')
  • View transaction history
  • Transfer funds between MFB accounts
  • Set up/manage account alerts
  • Locate ATMs/Offices
  • Download the app today
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Note: Standard data rates may apply from your wireless carrier.


Sign up for eStatements and get notified by email as soon as your statement is ready to be viewed. It’s convenient and secure—and what better way to help the environment!  Get started today!

Account Alerts

Need to know when your balance is low or if a deposit posted to your account? Set up Account Alerts to receive notifications via Text, Email, or In-App messages. Log in and set up your Alert Preferences today!

Note: Standard text messaging rates may apply from your wireless carrier.


Insights is an easy to use financial management solution designed to provide consumers a more complete and easy way to budget.  Users have greater visibility and control over their spending by accessing account information from more than 16,000 financial institutions and credit card sites, all through one secure log-in at Merchants & Farmers Bank online banking website.  With this aggregated information, users can view cash flow, including future transactions, so they can forecast how future deposits and bills will affect their balance.  Users can also manage all their bills in one place, categorize personal and business expenses and receive a variety of user-defined alerts about their financial status via email or text message.

Person-to-Person (P2P) Payments
Need to pay someone without using cash or writing a check?  Pay anyone, anytime, anywhere with the Person-to-Person (P2P) Payment option.  This online or mobile banking feature allows you to send money to anyone's bank account via internet or mobile phone.  It makes sending money faster, easier and more securetry it out today!


Have a question about a transaction on your account? Need to know how to print out a statement or place a Stop Payment on a check? What if your address or phone number changes? Securely chat with a Merchants & Farmers Bank employee (only available during normal business hours) and they can answer your questions. You can even attach an account or a particular transaction to your conversation, so we see what you see!

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Personal Lending

Don’t give up on your dreams.

Chat with a lender to find the loan option that keeps you moving forward.