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Online Banking Services

Are you looking for a better way to manage your company’s cash flow?  Merchants & Farmers Bank offers a personal approach to business banking with comprehensive solutions from a name you know and trust.  Regardless of your size, industry or geographic location, we put you in total control of your business finances while giving you more freedom to focus on what’s really important—moving your business forward!

Cash Management

  • Check balances
  • Review daily account history
  • Transfer funds between MFB accounts
  • Place stop payments online
  • Pay your Federal Taxes
  • Export transactions to Quick Books
  • Personal FinanceTM
  • and more...

Wire Transfer Services

  • Fast, accurate and timely processing
  • Domestic/International
  • Initiate and monitor incoming/outgoing wire payment activity
  • Wire Transfer instructions

ACH Processing

Positive Pay

  • Validates checks issued with those presented for payment
  • Suspicious checks require verification
  • Deters check fraud

Business Bill Pay

  • Set up and store payees
  • Schedule single, recurring or future-dated payments
  • Check your pending payment
  • View payment history
  • Set up payment alerts
  • Sign up for e-bills
  • Track expenses
  • Person-to-Person (P2P) Payments
  • Small Business Payroll available for companies with 10 or less employees
  • View our Get Started Guide

Mobile Banking

  • Check balances
  • View transaction history
  • Transfer funds between MFB accounts
  • Set up/manage account alerts
  • Locate ATM/Offices
  • and more...
Note: Standard data rates may apply from your wireless carrier.

Text Message Banking

  • Quickly get your balance
  • View recent transactions
Note: Standard text messaging rates may apply from your wireless carrier.


  • Receive notification by email as soon as your statement is ready
  • Convenient and secure

Message Center

  • Request copies of checks and prior bank statements
  • Allows users to communicate securely with bank personnel
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Business Lending

Ready to get down to business?

Our local lending team understands your needs and is ready to put you first.