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CDs

If you're looking for a higher rate of return on your money, without the risks typically associated with many investments, consider a Merchant & Farmers Certificate of Deposit.  Whether you are saving for 90 days or 3 years, we offer certificates of deposit to meet your needs for growth and liquidity. Our New Accounts Representative can show you how you can insure your investment.  Open a Certificate of Deposit account and lock into our highest savings rates.

Contact us today for your Business CD rate.

Disclosures
$2000 minimum balance required to open a Certificate of Deposit.
There is no minimum balance required to obtain annual percentage yield.
Early withdrawal penalty (a penalty may be imposed for the withdrawal of funds before maturity):
  • If your account has an original maturity of one year or less, the fee we may impose will equal 30 days interest on the amount withdrawn subject to penalty.
  • If your account has an original maturity of more than one year, the fee we may impose will equal 90 days interest on the amount withdrawn subject to penalty.
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Business Lending

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Our local lending team understands your needs and is ready to put you first.