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Man using mobile phone for contactless payment

Contactless payments with a wave of your phone.

Digital Wallets

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Convenient and secure banking anytime, from anywhere.

Mobile Banking

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It’s that easy. Control your debit card with only a tap.

MyCardRules™

estatements

Paperless bank statements and notifications sent right to your inbox.

eStatement Details

P2P Payments

Keep it simple and transfer money online with ease to friends and family.

Learn about P2P Payments

Personal Finance

Take the wheel on your financial future.

Explore Personal Finance

Text Message Banking

Keep tabs on your accounts with our easy-to-use mobile text service.

Learn more on Text Banking

Bill Payment

Save time and money with online Bill Pay.

Discover Bill Pay

Bankline

24/7 access to your accounts with our toll-free telephone banking system.

Telephone Banking Details

Bad with names?

Ours won’t change. Your future begins with our history, since 1928.

About Us

Personal Checking

A checking account tailored to your life.

Take control of your finances with a variety of our checking accounts.

Compare Accounts

Personal Lending

Don’t give up on your dreams.

Chat with a lender to find the loan option that keeps you moving forward.

Explore Personal Loans

What our customers say

“This bank is like family! Everyone is so friendly and kind. I have never banked anywhere but Merchants and Farmers. I’ve been with them well over 40 years and hope to be with them another 40. The bank tellers are all awesome!”

Jeff F.

"Great place to bank! I’ve had many great and blessed years of banking at Merchants & Farmers, and I highly recommend them."

Bertha S.

"Went through the refinance process of my home and it went extremely smooth. Matt Parker really helped me get this done quickly. 100% recommend them if you're thinking about refinancing. Great rates and great staff to make life easy."

Brent E.