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Checking

Merchants & Farmers Bank has the checking products you need to fit your business goals.  We provide product features and support services to suit your business at every stage of your company's operation.

  • eStatements
  • Credit card merchant services
  • Cash Management online banking
  • Bankline (24 hr. Telephone Banking)
  • Instant-issue Freedom Check™ Visa® Debit Card

Note: Non-Sufficient Funds (NSF) fees may apply (if applicable).
commercial checking
  • $50 minimum deposit to open
  • No charge for initial debit card
  • No minimum balance requirements
  • Customer pays for checks and deposit slips
Non-profit checking
(Church, School, Cemetery, Club or Reunion)
  • $50 minimum deposit to open
  • No monthly service charge
  • Customer pays for checks and deposit slips
money market account
  • $1000 minimum deposit to open
  • Account is limited to 6 debits per month ($10 for each additional debit)
  • Interest-bearing
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Business Lending

Ready to get down to business?

Our local lending team understands your needs and is ready to put you first.