Checking

Whether your banking needs are simple or complex, Merchants & Farmers Bank has a checking account for you. Accounts include:

Note: Non-Sufficient Funds (NSF) fees may apply (if applicable).

Regular checking

$50 minimum deposit to open
No service charge if minimum balance of $500 is maintained
No charge for first (20) cleared paper checks per statement cycle; 15¢ for each paper check thereafter

really basic checking

blue ribbon checking

$50 minimum deposit to open
Comes with Accidental Death Insurance
Monthly Service Charge:
Single-$9, Double-$10, Triple/Family coverage-$11
Unlimited check writing
(2) boxes of Specialty Blue checks, no charge (per year) or discounted Designer checks
No issue fee for money orders or cashier's checks
$3 discount on Safe Deposit Box rental

curve checking

60 years of age & older
$50 minimum deposit to open
No minimum balance requirements
(4) boxes of Specialty Blue checks, no charge (per year) or discounted Designer checks
No issue fee for money orders or cashier's checks
$3 discount on Safe Deposit Box rental

money market account

Now account

$1500 minimum deposit to open/maintain to avoid monthly service charge
$1,499.99 & below=$7 monthly service charge
No charge for first (20) cleared paper checks per statement cycle; 20¢ for each paper check thereafter
Interest-bearing

Click here to print out our Switch Kit. This kit will make switching

your account(s) to Merchants & Farmers Bank a breeze.

Personal Lending

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Chat with a lender to find the loan option that keeps you moving forward.