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Certificates of Deposit (CDs)

HomePersonalCertificates of Deposit

CD's are a safe, flexible, and easy way to understand investment. Our New Account Representatives can show you how you can insure your investment. Open a certificate of deposit account with Merchants & Farmers Bank, and lock into our highest savings rates.

Contact Us for current CD Rates. 


Disclosures
Minimum balance required to open a Certificate of Deposit. 
-You must deposit $2000.00 to open this account. There is no minimum balance required to obtain annual percentage yield.

Early withdrawal penalty (a penalty may be imposed for the withdrawal of funds before maturity):
-If your account has an original maturity of one year or less, the fee we may impose will equal 30 days' interest on the amount withdrawn subject to penalty. 
-If your account has an original maturity of more than one year, the fee we may impose will equal 90 days' interest on the amount withdrawn subject to penalty.

**Rates are subject to change without notice.**